What We Do?

In the face of financial distress, companies often find themselves struggling to meet their payment obligations to creditors, suppliers, or financial institutions. In Indonesia, businesses have legal tools and options to delay payments temporarily, restructure obligations, and avoid insolvency—if managed properly. 

That’s where SANDIVA’s Delay of Payment (PKPU) Services come in: a combination of legal expertise, financial strategy, and stakeholder management to help you regain control during difficult times. 

When Should You Engage SANDIVA for Delay of Payment (PKPU)?

• SANDIVA combines legal, financial, and strategic expertise under one roof—making us a one-stop partner in navigating the Delay of Payment process.
• Our clients trust us because:
  • We have deep experience handling complex creditor structures
  • We provide realistic and executable restructuring plans
  • We protect your interests while maintaining credibility with stakeholders
  • We act fast and discreetly to preserve your brand and business continuity
  • We stay involved from filing to resolution
• Most importantly, we treat your crisis as our mission, helping you find solutions that protect jobs, assets, and your long-term vision.

How Does the Delay of Payment (PKPU) Process Work at SANDIVA?

Here’s how we typically handle Delay of Payment (PKPU) matters:

1. Pre-Filing Assessment
   We evaluate your financial and legal standing, review creditor composition, and assess strategic options.
2. Filing for Delay of Payment (PKPU) (if necessary)
   We handle legal documentation, liaise with the court, and prepare your case.
3. Creditor Communication & Negotiation
   We craft and present a debt repayment proposal, negotiate terms, and facilitate voting among creditors.
4. Monitoring Execution
   If the proposal is approved, we guide you in implementing the repayment/restructuring plan.
5. Post-Delay of Payment (PKPU) Advisory
   We support your business post-resolution, ensuring stability and renewed performance.

Don’t Let Debt Define Your Future

Financial distress doesn’t mean the end—it’s a call for strategic action. SANDIVA’s Delay of Payment Services (PKPU) are designed to help companies buy time, rebuild trust, and regain control. With the right team and process, businesses can turn crisis into recovery. 

Let’s Talk Before It’s Too Late

Contact SANDIVA today for a confidential discussion on how our Delay of Payment (PKPU) Services can help your business reset and rise stronger.

Give our team a call on 0808 291 12345 or click here to chat with us